Annual earnings comparison
Fully employed installer
Recommended
$0
Guaranteed take-home
Base salary$0
Profit share bonus$0
Superannuation (paid by CFK)$0
Vehicle allowance$15,000
Total package value$0
Solo subcontractor
Going it alone
$0
Realistic take-home after costs
Gross revenue$0
Materials / COG (15%)$0
Vehicle costs–$15,000
Insurance–$3,300
Superannuation (self-fund)$0
Lost days (~15/yr)$0
Tools & errors–$12,600
CFK business earnings — where the revenue goes
Choices Flooring Keswick — revenue breakdown
Business view
Total revenue
$0
Retained profit
$0
Profit margin
0%
Gross revenue$0
Materials / COG (10%)$0
Installer package (salary + vehicle + bonus)$0
Super paid by CFK$0
Workcover & payroll tax$0
CFK retained profit$0
This is a healthy, transparent business. When you grow revenue, you share in the upside — and so does the company that supports you every day.
Income breakdown
Annual income: employed vs subcontractor
Profit share bonus options
| Share % | Bonus earned | Super on bonus | Paid to you | Your total package |
|---|
What comes with the job
As a CFK employee you get
✓
Paid when there is no work — sick days, public holidays & annual leave covered✓
No monthly PAYG & GST — we handle all payroll obligations✓
Income protection — no need to worry about insurance✓
No daily invoicing across multiple stores✓
We chase the money — you just do the work✓
Super & taxes fully paid by CFK✓
Work with a team — daily management support✓
Steady work flow — no need to chase jobs✓
If a job falls out, you still get paid✓
Tools, vehicle & errors coveredAs a solo subcontractor you face
✗
Limited team — only 8 employed installers, no daily support✗
Handle your own GST, PAYG & yearly tax return✗
Nightly invoicing & keeping all receipts yourself✗
Chasing work and chasing money constantly✗
Buy your own tools and pay for any errors✗
Self-fund superannuation (11.5% of income)✗
~15 lost days per year — bad luck, work weekends to compensate✗
Can get yourself into tax trouble✗
Work alone — noise in your head